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Health Insurance – Top-up Covers


May, 2012

Health Insurance – Top-up Covers

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Top-up covers are, to put it simply, additional health insurance covers that take care of medical expenses that go over your main policy cover.   How Do Top-up Covers Work? Top-up covers work on the deductible sum insured concept. Deductible amount means the amount which you have to pay first so as to trigger the top-up cover. You can pay this deductible amount from your existing/base health insurance policy, or out of your own pocket. Here’s an example to explain this better: You have a health insurance cover with sum […]