Bajaj Allianz
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What do I need to keep in mind in case of hospitalization during my travel abroad?

14

Jul, 2010

What do I need to keep in mind in case of hospitalization during my travel abroad?

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In case you have an overseas travel medical insurance and are admitted to a hospital after an OPD consultation or otherwise, please notify us immediately. The insurance medical assistance department (doctor) will discuss your medical condition with the treating doctor. If it is confirmed that the admission to a hospital is NOT due to any pre-existing conditions or any conditions listed in the exclusion list, then the travel insurance company shall guarantee and settle the payments with the hospital. Documents Required: In order to expedite processing of the claim, you […]

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What is NCB and How Does it Affect My Motor Insurance Premium

14

Jul, 2010

What is NCB and How Does it Affect My Motor Insurance Premium

By: | Tags: , , , , , , , , | Comments: 13

What is NCB and under what circumstances is it applicable and how does it benefit the vehicle owner? NCB is short for No Claim Bonus. It is given to the owner of the vehicle, who is also the policy holder, if he/she has not filed any claim in the previous policy year. The NCB reflects as a percentage discount on the insurance premium for the vehicle owner. If you have NCB, then you can avail a discount ranging from 20-50% on the Own Damage Premium. NCB helps you save on your motor […]

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