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All You Need To Know About Health Insurance Claims

7

Aug, 2010

All You Need To Know About Health Insurance Claims

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Health Insurance is an insurance product that covers your medical expenses in case you need to use health care services. Your medical costs can be covered either via cashless claims settlement or via reimbursement of the claim amount. You can avail the cashless claims settlement facility if you are admitted to a network hospital. If you are admitted to a non-network hospital, then you need to settle the hospital bills yourself and submit the hospitalization documents along with the claim form for the reimbursement of the hospitalization expenses. Documents Required: The documents […]

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What do I need to keep in mind in case of hospitalization during my travel abroad?

14

Jul, 2010

What do I need to keep in mind in case of hospitalization during my travel abroad?

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In case you have an overseas travel medical insurance and are admitted to a hospital after an OPD consultation or otherwise, please notify us immediately. The insurance medical assistance department (doctor) will discuss your medical condition with the treating doctor. If it is confirmed that the admission to a hospital is NOT due to any pre-existing conditions or any conditions listed in the exclusion list, then the travel insurance company shall guarantee and settle the payments with the hospital. Documents Required: In order to expedite processing of the claim, you […]

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