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How Much Health Insurance Do You Need?

26

Jul, 2013

How Much Health Insurance Do You Need?

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You may be aware that having health insurance is essential, but have you ever wondered just how much insurance would be enough for you and your family? It may have been a mind-boggling decision until now, but it no longer has to be. A few tips may help you decide just what the right health insurance amount for you is. Take into account your Age One of the most important factors that affect your health insurance, your age is the first thing that must be taken into consideration. An early […]

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Benefits of Buying Health Insurance Online

18

Jul, 2013

Benefits of Buying Health Insurance Online

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Shopping online is a trend that is rapidly catching up with people the world over. Today, in addition to purchasing retail products online, service providers too are giving their customers the benefit of purchasing services online. An increasing number of people are getting comfortable with the concept of buying products online, be it air, railway, or even bus tickets. Insurance is one such service/product that is accessible to everyone from the comfort of their home. These days, there is an array of insurance products ranging from motor to health and […]

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Don’t Let Critical Illness Affect Your Finances

7

Jun, 2013

Don’t Let Critical Illness Affect Your Finances

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According to studies, cancer ranks as the second most deadly chronic ailment, expecting to cause 12,181,000 deaths worldwide by the year 2030 (source: Global Burden of Disease-WHO). However, with appropriate awareness and timely treatment, a lot of these deaths can be prevented. One of the main reasons why cancer may fail to get treated is the exorbitant cost of treatment. In this case, a basic health insurance plan can help relieve this burden only partially by covering hospitalization costs along with pre and post medical expenses. Such a plan may […]

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Types of Health Insurance Covers

17

May, 2013

Types of Health Insurance Covers

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A health insurance cover is the primary Medicare need for people. With the rapidly inflating costs for treatment, a health insurance policy acts as a lifeline when you fall ill. Health insurance policies come in several forms, and each fulfills a different function of financial aid. A composite health cover will consist of one or more of these policies, so that you are protected thoroughly against financial risk caused by an illness or accident. It is important to know about types of health covers, so that you can choose the […]

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Components of a Health Insurance Policy

17

May, 2013

Components of a Health Insurance Policy

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It’s not enough to just get a health insurance policy. It is also important to know what the different terms in the policy mean and what they do for you. Let’s start with some of the basic terms that you must know about: Sum Insured – Simply put, this is the amount of cover that one can opt for. This is the maximum amount up to which the insured can get benefits in the event of a claim during a single policy year. How this works: Let us suppose that […]

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Frequently Asked Questions on Extra Care – III

2

May, 2013

Frequently Asked Questions on Extra Care – III

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Here is the final part of the Frequently Asked Questions on Extra Care Policy. 1.     What is the minimum period of hospitalization required to be eligible for Claim Reimbursement? The minimum period of hospitalization required is 24 hours. 2.     In case of a claim for renal failure there would be multiple hospitalizations for renal dialysis. Please confirm how would the deductible be calculated for such claims? Is the deductible applied afresh for each claim of dialysis? As per the definition of “deductible amount”, if the first hospitalization claim is paid […]

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