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Is it necessary to buy a domestic travel insurance policy?

Tickets – booked, hotel reservation- done, bags – packed, travel insurance – didn’t think about it! Yes, it is a domestic travel but problems don’t come to you keeping in mind the place you are visiting. Whether it’s an international destination or a domestic one, unforeseen circumstances can occur anytime. You need to be prepared. So in your travel checklist domestic travel insurance should also be a priority. This will help you safeguard against certain problems that you might encounter during your trip like Vijay Mathur and Dipesh Sharma did. Read on!

Vijay Mathur was travelling from Delhi to Goa for a leisure trip with his wife and kid. They had a lot of luggage with them. They landed in Goa, boarded a taxi and reached the hotel, and then realized that they had forgotten one bag in the taxi itself.  . If he had a travel insurance, he could have got a reimbursement basis the amount of coverage opted.

Let’s look at another example: Dipesh Sharma was on his business trip. He had to fly from Mumbai to Kolkata and then Kolkata to Gangtok. His Mumbai-Kolkata flight got delayed and he missed his Kolkata Gangtok flight. Since he didn’t have a domestic travel insurance policy, he had to incur additional expenses for his tickets.. If he had a policy, he could have got the reimbursement for his missed flight.

Don’t be like Vijay and Dipesh and don’t let your mood get spoiled due to lose of luggage or delayed flight. Buy the domestic travel insurance and enjoy your vacation or business trip stress free.. While you are busy making new memories, domestic travel insurance takes care of you and helps to tackle the financial losses faced during your stay. While you may be on your vacation or travelling for a business trip, domestic travel insurance should be in your checklist. It protects you from a variety of problems such as medical emergencies, loss of baggage, accidents, flight delays or missed flights, hotel cancellation and many more.  Here are some of the covers in a domestic travel insurance policy:

  • Accidental hospitalization cover
  • Hospital daily allowance
  • Emergency medical evaluation
  • Adventure sports benefit
  • Personal liability
  • Trip cancellation
  • Emergency hotel extension
  • Missed connection
  • Home burglary insurance
  • Bounced hotel
  • Compassionate visit by a family member
  • Delay of checked baggage
  • Loss of checked baggage
  • Trip delay by scheduled aircraft
  • Loss of baggage

So the next time you travel to any part of India, do not forget to buy Bajaj Allianz’s Bharat Bhraman Travel Insurance Policy to take care of your travel worries. . Happy Exploring!

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Published on:27 Oct, 2019

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