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Know Everything about Deductibles in your Motor Insurance Policy

18

Jun, 2019

Know Everything about Deductibles in your Motor Insurance Policy

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Your motor insurance policy ensures that you stay protected financially in case you face a grim situation like theft/accident of your vehicle. A comprehensive motor insurance policy covers you for: Loss/damage to your vehicle due to natural calamities such as lightning, earthquake, flood, typhoon, hurricane, storm etc. Loss or damage to your vehicle due to unfortunate incidents such as burglary, theft, accident, riot, strike etc. Personal Accident (PA) cover with coverage of INR 2 lakh (in case of four-wheeler) and coverage of INR 1 lakh (in case of two-wheeler) for […]

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7 Frequently Asked Questions on Motor Insurance

13

Jan, 2016

7 Frequently Asked Questions on Motor Insurance

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1. What is a third party risk policy? A third party risk policy is a mandatory insurance policy that covers the vehicle owners against risks as per Section 146 of Motor Vehicles Act 1988. The scope of the cover of the third party insurance is to pay compensation for the damage caused to the property of the third party and death due to bodily injuries to the third parties. This does not include damage of your own vehicle.  2. Should I make small claims? It sometimes makes sense not to […]

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