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Tax Saving Through Health Insurance

16

Dec, 2014

Tax Saving Through Health Insurance

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At the end of every financial year, people rush to buy financial products to save tax without planning for the long run. One of the safest and the best ways to save tax is by opting for a health insurance policy. With the appropriate health insurance policy, you not only save a considerable amount on taxes, but you can also safeguard your finances against alarming medical costs that are bound to burn a hole in your pocket, if you fall ill or have an accident. Here are some smart tips on […]

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The Benefits of Cashless Claims

6

Mar, 2014

The Benefits of Cashless Claims

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In earlier times, ever since the evolution of the concept of health insurance in India, the public sector insurance companies used to settle all health claims on a reimbursement basis. However, with the beginning of the health insurance reforms in 2000 and with the subsequent entry of private players in the insurance sector, the cashless settlement system was born. It played a pivotal role in expanding the health insurance plans to a large extent – especially employee health insurance. The cashless settlement of claims allowed the customer or patients to […]

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Make the Most of the Cashless Claim Facility

13

Apr, 2013

Make the Most of the Cashless Claim Facility

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Consider this… Amit’s father suddenly suffered a heart attack one day and it was advised by his family physician that his father should be hospitalized immediately. However, there was one problem… the cost involved in this sudden hospitalization. Since Amit was the owner of a small startup business, his financial status was a matter of concern. Luckily, Amit’s father had health insurance with an insurer which gave him access to a good spread of network hospitals. As a result, he could avail the benefit of the cashless claim facility at […]

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All about Network Hospitals

12

May, 2011

All about Network Hospitals

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What are network Hospitals? The hospitals which have a tie up with your insurer would come under the category of network hospitals. The network hospital provides cashless facilities to you on approval by your insurer. The insured, i.e. you, while getting admitted can quote your policy number or provide the card which has been issued by the health insurer to the hospital administration. The hospital will seek approval for treatment on your behalf. If approved, the payments will be settled by your insurer, subject to the cover taken by you. What […]

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