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The Importance of Top-up Health Covers


Jul, 2014

The Importance of Top-up Health Covers

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“As a spare tire is to a car, a top-up cover is to a health insurance policy.” One morning, I got a call from one of my clients, working at a call center. He sounded very desperate, and wanted me to clarify his doubts on health insurance. Very desperately, he said, “See, my wife has a health insurance policy with sum insured of Rs.3 lakh, and she has been hospitalized due to a major accident. Medical expenses for treatment are going to come up to Rs.8 lakh but her health […]