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5 Ways to Avoid Denial of a Health Insurance Claim

22

Aug, 2016

5 Ways to Avoid Denial of a Health Insurance Claim

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We all have heard horror stories about denied health insurance claims .These stories strike fear in our minds. What if we need to get a surgery done and our health insurance company denies our claim? Or even worse, what if our family members need medical care and we run into a denied claim? In order to avoid these nightmares, here are 5 simple ways to avoid denial of health insurance claims. 1.Know Your Policy In most of the cases, customers are unaware of the inclusions and exclusions of the policy […]

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5 Excuses People Make For Not Buying Health Insurance

17

Jun, 2016

5 Excuses People Make For Not Buying Health Insurance

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Although the cost of healthcare in India is rising phenomenally, people are still reluctant towards buying a health insurance cover for themselves. According to an article from The Times of India, around 21.6 crore people which is lesser than one -fifth of India’s total population are covered under health insurance. In this article, we talk about 5 excuses people give for not opting for a health insurance cover. 1.  I am Healthy and Do Not Need Health Insurance Indeed, you are healthy today. But you are a human after all. People fall […]

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Your Guide Towards A Smooth Health Claim Settlement

25

Feb, 2016

Your Guide Towards A Smooth Health Claim Settlement

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Insurance is an assurance given by an insurer to the insured, to help the latter at one’s most needed, financially trying times like a health scare or an accident. Yet when such an event occurs and one’s insurance claim is denied or delayed, it can be a very distressing situation, which compounds an already stressed time. The fact is that the onus of getting a claim honoured also lies in the insured’s hands. True that a claim may be denied for various reasons by the insurer, with clearly stated reasons […]

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Efficiency In The Hour Of Emergency

25

Feb, 2016

Efficiency In The Hour Of Emergency

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  A health insurance cover promises to take care of most of the financial burden of a policyholder in case of a claim. It, therefore, makes claim settlement an extremely important function, since it is not only about managing claims expenditure, but is also an important mechanism for earning customer loyalty. In India, health insurance claim management has evolved significantly, over the past 10 years. Majority of the health service providers have been working with external Third Party Administrators (TPA), to provide its customers with claim related services. However, with […]

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Leap Of Faith: Building Customer Loyalty

13

Jan, 2016

Leap Of Faith: Building Customer Loyalty

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The insurance sector in India has opened up but lot of customers still prefer public companies over private companies. They believe private insurance companies hesitate to settle claims. Though lot of customers are choosing private insurance comapnies now. Background One of our clients carried a misconcpetion that private insurance companies don’t settle claims. However after studying the benefits of our Star Package Policy and researching about Bajaj Allianz General Insurance’s performance he decided to invest in our Star Package Policy. After a couple of months, unfortunately our client Mr.Wanjari had […]

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Health Insurance Terms Demystified

17

Dec, 2015

Health Insurance Terms Demystified

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Being a technical domain, Insurance terms are often difficult to understand for most. Moreover, terms and conditions and insurance specific jargons add to the misery of a layman when it comes to insurance contracts. This more than often poses as a bottleneck in creating awareness about insurance. Hence, the insurance industry is now taking collaborative efforts to de-jargonize insurance products and increase awareness about this domain across the country. Here we try to de jargonize some of the most commonly used health insurance terms to help you in making informed […]

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