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Why do Unoccupied Homes in India need Insurance?

5

Jul, 2019

Why do Unoccupied Homes in India need Insurance?

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Unoccupied homes are those properties that have no occupants, i.e., these homes are vacant and neither the homeowners nor the tenants live there. Following are some scenarios, where a property is said to be unoccupied: Today’s work culture requires many of you to travel for most part of the year, so, your house may be unoccupied when you are on some official tour. You might have multiple properties, out of which a few are vacant. You might be travelling onsite for a year or two, for job opportunities or pursuing […]

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Factors that Affect your Home Insurance Premium

18

Mar, 2019

Factors that Affect your Home Insurance Premium

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Investing in a home insurance policy is very important, especially taking into consideration the perilous environmental factors. One of the most important parameters while choosing the right home insurance policy for your valuable asset is the cost of the premium. But, have you ever thought about the factors that might be affecting it? Here are a few factors that affect the premium of your home insurance policy. Property Area While the area of your house is an important factor that determines the premium of your home insurance policy, it is […]

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Importance of Having a Home Insurance Policy in India

29

Jan, 2018

Importance of Having a Home Insurance Policy in India

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Home is indeed a very precious asset and thus takes your major life savings. It is not only your abode but also safeguards your valuables and jewellery. Despite a remarkable increase in the number of home buyers in the country in the past few years, home insurance still remains  under purchased. The value of home insurance shines through when misfortune strikes. Taking into consideration the recent environmental changes and vandalism, it is always better to go in for home insurance and breathe a sigh of relief during critical times. A […]

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No Home Insurance Despite Risk Awareness – Bajaj Allianz Survey

18

Jun, 2015

No Home Insurance Despite Risk Awareness – Bajaj Allianz Survey

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Most Indians don’t have home insurance despite high risk awareness, reveals Bajaj Allianz survey 75% of respondents were aware of the importance of home insurance 64% of homeowners were aware that earthquakes and other natural calamities posed the highest risks to their homes The survey revealed that despite this, 70% of respondents did not have a home insurance policy Pune, 17th June 2015 – The floods in Jammu and Kashmir last year and the recent Nepal earthquake are reminders that natural calamities come without any warning. Though their occurrence is […]

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My Home Insurance Plan – Add-on Covers

11

May, 2015

My Home Insurance Plan – Add-on Covers

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You put in your life’s savings for buying a home. Having an insurance cover for your home protects your precious possession against fire, burglary, natural calamities and many other perils. Bajaj Allianz My Home policy offers complete protection for your property and contents. Apart from the basic cover, you can also opt for a number of useful add-on policies for complete protection. Watch this Slideshare for the complete list of add-on covers for your home. My Home Insurance Plan – Add-on Covers from Bajaj Allianz GIC For more information about […]

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Home Insurance in India – 3 Reasons Why it is Essential

21

Apr, 2015

Home Insurance in India – 3 Reasons Why it is Essential

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Your home is one of the most expensive assets that you will ever purchase. But what if a natural disaster like a flood or earthquake or accidents like fire were to destroy your precious home? With home insurance, you can deal with the financial consequences of the disaster. There are various reasons to purchase home insurance in India. Here are some of the key points: Compulsory if You Take a Home Loan In India, when a person wants to purchase a home and needs to avail home loan from a […]

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