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Factors to Consider While Buying Health Insurance for Your Parents

14

Oct, 2016

Factors to Consider While Buying Health Insurance for Your Parents

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Healthcare is becoming increasingly unaffordable owing to the rising cost of treatment in the recent years. Take the story of, Ramesh Sharma who retired two years back. While Ramesh had saved a lot in terms bonds, deposits, shares and accumulated wealth to support his lifestyle, but the dynamics got affected when he had to go through angioplasty. He was forced to pay a hefty bill from his pocket since he did not invest in a health insurance and always thought it was a waste of time to invest in it […]

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5 Excuses People Make for Not Buying Travel Insurance

5

Oct, 2016

5 Excuses People Make for Not Buying Travel Insurance

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Travelling has become a very important part of our lives. Whether it is for leisure or business, people have become mobile than ever before. With such a remarkable increase in number of travellers, there has also been an increase in travel related risks like loss of baggage on the airport, loss of passport etc. However, people are still reluctant in buying travel insurance. Here are a few excuses people give. 1. Travel Insurance is too Expensive You have spent a lot on your trip! Spend a little more and ensure […]

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Factors Affecting Your Car Insurance Premium

29

Sep, 2016

Factors Affecting Your Car Insurance Premium

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Premium is one of the most important factors that one considers while buying car insurance. But have you ever thought about the factors which might be affecting it? Here are a few factors which affect the premium of your car insurance policy. Value of Your Vehicle The market value or the Insured Declared Value (IDV) of your car is one of the main deciding factors of the premium. If you have a car which is expensive, your premium automatically shoots up. SUVs, imported cars, high end sedans and other luxury […]

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5 Key Features of Travel Insurance You Must Know

12

Sep, 2016

5 Key Features of Travel Insurance You Must Know

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Travel has become a very important part of our lives. Whether it is for pleasure, business or for your dream education, people have been travelling to like never before! This has led to not only a rise in number of travellers but also in the number of travel related risks like loss of baggage by the airlines or falling sick. It is therefore very important to know everything about your travel insurance in case you are stuck in some unforeseen situations in a foreign land. Take a look at these […]

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5 Excuses People Make For Not Buying Home Insurance

8

Sep, 2016

5 Excuses People Make For Not Buying Home Insurance

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Home is one of the major investments we make in life and securing it from any unforeseen situations is always our priority. While we make sure we adopt all the safety measures to keep it safe, we overlook the thing which saves us from a financial setback: our home insurance! Here are some excuses people make to avoid home insurance. 1. I Live in a Rented Apartment Structure of your home is important and so are your contents. Ensure that you get the valuable contents in your house like jewellery, […]

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Future of Insurance Products

28

Jul, 2016

Future of Insurance Products

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Two decades ago it was sacrilegious to think that an existing insurance product could ever have a use by date tag attached to it. Once introduced into the market, it was guaranteed an eternal existence. However as we progressed into the 21st century and with the opening up of the Indian market, there has been a dramatic shift in the lifespan of a product. In the very competitive and dynamic environment that prevails today, every insurance product is now threatened with a short shelf life unless it remains relevant by […]

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