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Know What to Consider While Buying a Personal Accident Insurance Policy

9

Sep, 2016

Know What to Consider While Buying a Personal Accident Insurance Policy

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Rahul, an IT professional, the only earning member of his family met with an accident on his way back home from office. He suffered multiple injuries and lost his right arm in the accident. This took about 6 months to recover and he was at home for this period. While his health insurance policy took care of the hospital bills, there was no compensation for the loss of income. Thinking about Rahul’s situation gives us goose bumps, isn’t it? You can save yourself from a similar situation by opting for […]

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5 Ways to Avoid Denial of a Health Insurance Claim

22

Aug, 2016

5 Ways to Avoid Denial of a Health Insurance Claim

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We all have heard horror stories about denied health insurance claims .These stories strike fear in our minds. What if we need to get a surgery done and our health insurance company denies our claim? Or even worse, what if our family members need medical care and we run into a denied claim? In order to avoid these nightmares, here are 5 simple ways to avoid denial of health insurance claims. 1.Know Your Policy In most of the cases, customers are unaware of the inclusions and exclusions of the policy […]

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Future of Insurance Products

28

Jul, 2016

Future of Insurance Products

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Two decades ago it was sacrilegious to think that an existing insurance product could ever have a use by date tag attached to it. Once introduced into the market, it was guaranteed an eternal existence. However as we progressed into the 21st century and with the opening up of the Indian market, there has been a dramatic shift in the lifespan of a product. In the very competitive and dynamic environment that prevails today, every insurance product is now threatened with a short shelf life unless it remains relevant by […]

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Why Is It Important To Understand Your Insurance Policy?

13

May, 2016

Why Is It Important To Understand Your Insurance Policy?

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Curling up with a good book on a weekend, does the idea fascinate you? Don’t you think you should read something else before that? Yes folks, you should be reading your insurance policy, the various covers and exclusions associated with it for understanding insurance and the need of insurance. What is insurance? An insurance policy is a legally binding contract between your insurance company and you. A contract is basically the terms and conditions of an insurance policy which are mutually agreed upon by the insurer and insured. Points To […]

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Personal Accident Cover

16

Feb, 2016

Personal Accident Cover

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Venkat, an IT professional, the only earning member of his family met with an unfortunate accident while on his way home. As a consequence he had to undergo surgeries for multiple injuries. Unfortunately he also lost his right arm. His disability was partial but permanent, which took months together to recover. This also meant those many months of loss of income. However, Venkat had invested in a life as well as a health insurance policy for unforeseen situations like these. Unfortunately like most of us though, he had not invested […]

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