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Frequently Asked Questions on Extra Care – II

25

Apr, 2013

Frequently Asked Questions on Extra Care – II

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Continuing on from our last post (Frequenty Asked Questions on Extra Care – I), here is part 2 of the most frequently asked questions on Extra Care: 1.  Can I cover my parents, brothers and sisters as dependants? Parents, sisters and brothers are not covered as dependants. Family means self, spouse and children. Parents have to opt for a separate policy for self and spouse. 2.     Do I get a family discount? Family discount is not applicable for Extra Care policy 3.     Is a Cumulative Bonus available in this plan? Cumulative […]

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Tax Planning Series III – Health Insurance Saves Tax Too!

18

Feb, 2013

Tax Planning Series III – Health Insurance Saves Tax Too!

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Health insurance plans, commonly known as mediclaim policies, are today one of the most popular policies for a good reason. Health insurance provides cover to your medical expenses if the insured (individual) is hospitalised for more than 24 hours. The expenses normally covered are cost of operation, nursing and doctors fees, diagnostic tests, room charges as well as pre and post hospitalisation expenses. Health insurance is normally a 1 year/2 year contract and needs to be renewed every time. Individual Health Insurance: It covers the medical expenses (up to sum […]

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Health Insurance Portability

19

Oct, 2011

Health Insurance Portability

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With the onset of health insurance portability, people now have the freedom to switch from one insurer to another while carrying forward all the benefits of their previous health insurance policy. Portability will enable transfer of credit gained by the insured for pre-existing conditions and time bound exclusion if the policyholders choose to switch from one insurer to another or from one plan to another plan of the same insurer provided the previous policy has been maintained without any break. Insurers can be switched to only if the policyholder has […]

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