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5 Excuses People Make For Not Buying Health Insurance

17

Jun, 2016

5 Excuses People Make For Not Buying Health Insurance

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Although the cost of healthcare in India is rising phenomenally, people are still reluctant towards buying a health insurance cover for themselves. According to an article from The Times of India, around 21.6 crore people which is lesser than one -fifth of India’s total population are covered under health insurance. In this article, we talk about 5 excuses people give for not opting for a health insurance cover. 1.  I am Healthy and Do Not Need Health Insurance Indeed, you are healthy today. But you are a human after all. People fall […]

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Demystify Personal Insurance Hangout – Queries and Answers (II)

25

Jun, 2014

Demystify Personal Insurance Hangout – Queries and Answers (II)

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Our Google+ Hangout on Demystify Personal Insurance aimed to clear every doubt that viewers had about personal insurance, regardless of the company offering it. However, due to time constraint, not every query could be answered live. That’s why we decided to compile a list of every query that was submitted to us during and before the Hangout, along with the answer to each. This is Part 2 of the list. For Part 1, click here. Q. When will motor policy wordings open up, cover all, look the same, and ensure […]

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Frequently Asked Questions on Extra Care – II

25

Apr, 2013

Frequently Asked Questions on Extra Care – II

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Continuing on from our last post (Frequenty Asked Questions on Extra Care – I), here is part 2 of the most frequently asked questions on Extra Care: 1.  Can I cover my parents, brothers and sisters as dependants? Parents, sisters and brothers are not covered as dependants. Family means self, spouse and children. Parents have to opt for a separate policy for self and spouse. 2.     Do I get a family discount? Family discount is not applicable for Extra Care policy 3.     Is a Cumulative Bonus available in this plan? Cumulative […]

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Tax Planning Series III – Health Insurance Saves Tax Too!

18

Feb, 2013

Tax Planning Series III – Health Insurance Saves Tax Too!

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Health insurance plans, commonly known as mediclaim policies, are today one of the most popular policies for a good reason. Health insurance provides cover to your medical expenses if the insured (individual) is hospitalised for more than 24 hours. The expenses normally covered are cost of operation, nursing and doctors fees, diagnostic tests, room charges as well as pre and post hospitalisation expenses. Health insurance is normally a 1 year/2 year contract and needs to be renewed every time. Individual Health Insurance: It covers the medical expenses (up to sum […]

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Health Insurance Portability

19

Oct, 2011

Health Insurance Portability

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With the onset of health insurance portability, people now have the freedom to switch from one insurer to another while carrying forward all the benefits of their previous health insurance policy. Portability will enable transfer of credit gained by the insured for pre-existing conditions and time bound exclusion if the policyholders choose to switch from one insurer to another or from one plan to another plan of the same insurer provided the previous policy has been maintained without any break. Insurers can be switched to only if the policyholder has […]

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