Bajaj Allianz
Service:1800-209-5858   |   Sales: 1800-209-0144

5 Things to Keep in Mind when Making a Car Insurance Claim

16

Apr, 2015

5 Things to Keep in Mind when Making a Car Insurance Claim

By: | Tags: , , , , , , , , | Comments: 1

Road accidents have earned India a dubious distinction. With over 130,000 deaths annually, the country has overtaken China and now has the worst road traffic accident rate worldwide. Driving in a country like India, one is prone to accidents, be it a minor or major one. Every car insurance claim starts with a car accident and the next big ordeal is reporting a claim and negotiating with the insurance company. In this article we would be taking a look at five most important things to keep in mind when making […]

READ MORE
Motor Insurance Claims Process

24

Oct, 2014

Motor Insurance Claims Process

By: | Tags: , , , , , , , , | Comments: 0

When your car is involved in an accident, then you would want to make a claim on your motor insurance. Thankfully, the Bajaj Allianz Motor Insurance Claims Process is simple and easy. To register an insurance claim with us, all you need to do is follow the steps provided below.   Now you can also use our Insurance Wallet App to register your claim and get your claim settled up to INR 30,000 in 20 minutes. Read about the Motor OTS feature of the app in our detailed article and […]

READ MORE
Tips to Drive Safely in the Monsoons

18

Jul, 2014

Tips to Drive Safely in the Monsoons

By: | Tags: , , , , , , , , , , | Comments: 1

The monsoon season is approaching, and if you go by the old saying, “prevention is better than cure”, you need to take care of your vehicle during the rains. We, as an insurer, will take care of reimbursing the loss to the vehicle. However, we can only reimburse you for the cover taken. There are a few simple steps that you can take to safeguard your vehicle, and prevent yourself and your family members from getting injured. The Dos and Don’ts of Monsoon Driving Dos Don’ts 1. Avoid driving through […]

READ MORE
Opt for Add-on Covers for Comprehensive Motor Insurance Benefits

26

Oct, 2013

Opt for Add-on Covers for Comprehensive Motor Insurance Benefits

By: | Tags: , , , , , , , , | Comments: 0

Consider this… Abhishek has bought a new car, and paid a basic policy premium of INR 15,000. Due to the rainy weather, he had a mishap where he ran into a tree. Due to this accident, there has been extensive frontal damage to the vehicle. In such a situation, while a large part of repair costs would be taken care of by his policy, he would still have to spend at least INR 30,000 from his own pocket to get all repairs and replacements done. On the other hand, had […]

READ MORE
Your Safeguards to Check Fake Motor Insurance Policies

23

Aug, 2013

Your Safeguards to Check Fake Motor Insurance Policies

By: | Tags: , , , , , , , | Comments: 0

Insurance frauds have been prevalent over the years, and fact is that it cannot be completely eliminated. Various estimates claim that the Indian general insurance industry would be losing between Rs. 2,500-3,500 crore in a year due to such frauds. Evidently, it would be disappointing for a customer to discover that the motor insurance policy purchased by them is not a genuine one. Unfortunately, this could come to his notice only at the time of making a claim, and not otherwise. What makes it more disheartening is that the customer […]

READ MORE
How does a No Claim Bonus help me?

3

Aug, 2010

How does a No Claim Bonus help me?

By: | Tags: , , , , , , , , | Comments: 26

The No Claim Bonus is a great way to progressively reduce your motor insurance premium. For example, the table below shows the premium payable towards a Maruti Wagon R costing INR 3.6 lakhs, over six years in following scenarios: Scenario 1: When no claim is made and the No Claim Bonus is earned, as applicable Scenario 2: When a claim is made every year   IDV Scenario 1 (With NCB) Scenario 2 (Without NCB) Year Value in INR NCB % Premium NCB % Premium Year 1 360000 0 11,257 0 […]

READ MORE