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Two Wheeler Insurance: 5 Advantages of 24 x 7 Spot Assistance

16

Apr, 2019

Two Wheeler Insurance: 5 Advantages of 24 x 7 Spot Assistance

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24 x 7 Spot Assistance is an add-on cover that you can choose to buy along with your long term two wheeler insurance policy. This add-on cover is a must to have because being a machine, your two wheeler can break-down anytime and anywhere due to unforeseen events like accidents, flat battery, flat tyre etc. When you are enjoying your bike rides or rushing on your two wheeler to reach your office on time, you hope that your ride goes smooth and that there are no hassles. But, what if […]

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Why is a Comprehensive Policy in Motor Insurance a Good Idea?

20

May, 2016

Why is a Comprehensive Policy in Motor Insurance a Good Idea?

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Ramesh: Hi Rakesh! Rakesh: Hi Ramesh, How are you? Ramesh:All good, planning on buying a new car. Rakesh: Wow! Do opt for a comprehensive motor insurance policy. Ramesh: What is that? Are you in a similar dilemma? Don’t know which type of motor insurance policy to opt for? Here are a few insights on why taking a comprehensive motor insurance policy is a good idea. Investing in a car has its own share of expenses. Whether it is the maintenance cost or the ever rising petrol costs, you name it! […]

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Components of Motor Insurance

28

Jun, 2013

Components of Motor Insurance

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IDV: IDV means Insured’s Declared Value. It is deemed to be the ‘SUM INSURED’ for the purpose of tariff calculation and is usually fixed at the commencement of each policy period for each insured vehicle. IDV is calculated by adjusting the current Manufacturer’s Listed Selling Price(*see below) of the vehicle with depreciation percentage listed in the table below: VEHICLE % OF DEPRECIATION Not exceeding 6 months 5% Exceeding 6 months but not exceeding 1 year 15% Exceeding 1 year but not exceeding 2 years 20% Exceeding 2 years but not exceeding 3 years […]

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