Thank you for visiting us at https://www.demystifyinsurance.com. The views, opinions, advice, statement, information, data etc., as expressed/contained in this blog is provided by Bajaj Allianz General Insurance Co. Ltd [BAGIC] only for general information purpose to the readers/insured. Please read terms and conditions of offer before purchasing insurance policy. BAGIC endeavour to keep the information up to date and correct, however BAGIC make no representations, assurances or warranties of any kind, express or implied of whatsoever nature, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in this blog. Any information/advice given on this blog is a general information/advice and not specific for any reader/insured. The views, opinions, advice, statement, information, data, contents displayed or distributed etc. in this blog shall not be or is not meant to be used or be relied or enforced or be the basis for any legal rights, duties, obligations and or for any other purposes of whatsoever nature by readers/insured/public either for their relying upon any terms and conditions for insurance policies of BAGIC or other insurers and or for making any claim or for seeking any other services/policies from BAGIC /other insurers or any other purpose/person. Therefore readers/insured shall form his/her independent Judgment/decision without relying on this blog. For seeking/proposing any insurance policy from BAGIC, readers/insured/public are requested and advised that they shall duly comply with all the requirements of BAGIC and any insurance contract by or with BAGIC shall always be strictly as per standard Terms and Conditions of BAGIC. No claim is eligible/entertained outside the standard Terms and Conditions of BAGIC for respective Insurance Policy/ies. In no event BAGIC shall be liable for any direct/indirect loss, damage, claims, proceedings, actions, suits etc., of whatsoever nature said to be arising from and out of, or in connection with, the information provided by BAGIC in this Blog viz. at website https://www.demystifyinsurance.com. Please read terms and conditions of offer before purchasing insurance policy/is. Insurance is a subject matter of solicitation.
Privacy Policy
How does Bajaj Allianz General Insurance Company ltd treat data collected from your visit on their web sites?Our core business is non-life insurance in India.
The information provider's or his/her family members' Personal information [hereinafter referred to as "provider's Personal information"]are confidential matters and Bajaj Allianz General Insurance Company Ltd [hereinafter referred to as "BAGIC"] recognizesthe same. BAGIC is committed to keeping the information provider's Personal information confidential and secure and the provider of information is protected, not only by the applicable privacy laws, but, more importantly, by BAGIC's commitment to safeguard privacy of Personal information.
Notice
The information provider can surf all BAGIC web-sites [which are available to public] anonymously. When the information provider surfsBAGIC'swebsite or or provider's Personal information is collected through any other mode/source viz.proposal forms/ Renewal notices, non-disclosure agreement, emails, or through call center, or any other modes of communication whether at the time of leads, or in the process of solicitation or procurement, or while servicing the customers or when claims communications are being made by customers, at any time, we will be collecting, processing and using the provider's Personal information or sensitive personal data/information of the provider. The information provider is requested to kindly note that, while surfing/accessing BAGIC web-sites or the information provided through any of the above given modes, for whatever purpose, when personal information/data and or sensitive personal data/information is provided by the information provider it is sufficient authorization and or deemed authorization to BAGIC to call back the information provider or store and use the personal information/data and or sensitive personal data/information of the information provider or any family members of information provider for the purpose of solicitation and procurement of business by BAGIC. In this regard the information provider or his/her family members will not be informed separately and surfing our orproviding the Information, Personal information or sensitive personal data/information of the information provider or any family members of information provider by any of the above means shall be sufficient consent given by information provider or his/her family members that such provider's Personal information/sensitive personal information of information of provider or any family members of information provider may be used by BAGIC for sending/calling for any promotional purposes, for marketing of any products of BAGIC, for lead generation, cross-sell, soliciting and procuring any business for BAGIC without any limitation of whatsoever and you hereby give your irrevocable consent for the same and in this regard you shall not hold BAGIC liable for use the information/personal data/sensitive personal data.We store all the Personal information and or sensitive personal data/information in our servers/servers of service providers with all safeguards and such preserving of Personal information or sensitive personal data/information shall be for such period as per policy of BAGIC.
Notwithstanding telephone/mobile of the information provider is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited tele calls, by the information provider's accessing BAGIC web-sites [which are available to public] and surfing/leaving the site half way enquiring/verify BAGIC's products/services and or the information provider making a request to call him back, or by information provider providing the information of himself and his/her family members under any of the modes mentioned hereinabove, it is deemed that the information provider has expressly authorized BAGIC and or the information provider hereby authorize BAGIC to call him/her back or send text messages or emails to the information provider for sending promotional messages/emails/information or for solicitation and procurement of various insurance products, or for cross sell, and for services of BAGIC and also for service calls. In this regard notwithstanding the registration/non-registration under NDNC, the information provider or any family members of him/her shall not have any complaint or objections of whatsoever nor complain to TRAI as to any alleged unsolicited calls by BAGIC to the information provider or any family members of him/her.
Choice
In some cases, we may share the information provider's Personal information and or sensitive personal data/information with our employees, licensed agents, telemarketers, legal advisers, consultants, Service Providers, auditors etc. In such cases the provider of information is deemed to have permitted BAGIC to so disclose and use the same for their requirements and or for the purpose of their acting on our behalf and or for their offering their Services/products on our behalf.If sensitive personal data/information is collected by us on BAGIC's web-sites or by any other modes mentioned hereinabove by authorized person/s on behalf of BAGIC only in cases where it is required and considered necessary for offering the respective products/services of BAGIC and subject to what is stated elsewhere in this privacy policy, we will use sensitive personal data/information only for offering the BAGIC's products/services. Further, any Personal information or sensitive personal data/information may be disclosed, without consent of provider of information, to government authorities, courts, statutory authorities,financial institutions/credit bureaus/agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and or as per provisions of laws, or to any third parties as per directions received under laws, as the case may be.
AccessWe respect the information provider's privacy rights, particularly the information provider's right to access his/her information. If the information provider asks us, and to the extent provided by Indian law, we will share with the information provider the personal information we collect/collected and retained about the information provider through our web-sites. We will keep the information provider's data accurate but for any mistakes we shall not be liable or responsible provided alwaysBAGIC shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by the provider of information to BAGIC or to any other person acting on behalf of BAGIC.
Please provide us with any changes or corrections in data/information of provider of information by sending your request to our grievance officer. As and when request is sent by provider of information to our grievance officer, to review the personal information or sensitive personal data or information we will review/update as per request and inputs of and information of provider of information and if personal information or sensitive personal data or information is found to be inaccurate or deficient or has to be updated/revised due to change, then we will correct or amend as feasible: BAGIC will comply with their obligations of secrecy.
Data Security
BAGIC will take and implement the reasonable security practices, procedures and standards as per Policy of BAGIC, which will be as required and or not less than the applicable laws.
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